Data Verified: All metrics sourced from U.S. Treasury, BEA, BLS, and Federal Reserve. 2025-2026 estimates based on CBO projections. Last updated: February 18, 2026.

Updated February 2026

United States
Fiscal Dashboard

Comprehensive analysis of federal debt, economic indicators, and fiscal policy trends derived from official government sources.

National Debt

$36.0T+

Critical Exceeded $36T

Debt-to-GDP Ratio

~125%

+3 pts from 122%

GDP Growth

1.9%

Decelerating

Unemployment Rate

4.4-4.5%

Rising

Fiscal Outlook

Q1 2026 / Fiscal Year 2025

The United States economy demonstrates resilience as it transitions into the first quarter of 2026 and the fiscal year 2025, although the annual Gross Domestic Product (GDP) growth has decelerated to approximately 1.9%. This deceleration is attributed to moderating consumer spending and shifts in policy. The unemployment rate has increased to approximately 4.4% to 4.5%.

The estimated federal deficit for fiscal year 2025 is projected to be between 6.1% and 6.5% of GDP, an increase compared to previous years. Debt servicing costs are placing strain on outlays in a context where federal funds rates remain stable but elevated at around 4% into early 2026. Policymakers are confronted with challenges arising from tariffs, federal employment reductions, and the effects of fiscal stimulus. They must navigate the complex balance between fostering economic growth and managing rising deficits alongside potential softening in the labor market.

Institutional Toolkit

Quantitative Framework

Advanced analytics, scenario modeling, and risk-adjusted positioning for sophisticated institutional portfolios

Base Case: Soft Landing
55%
Gradual disinflation, modest growth, Fed cuts 2-3 times by year-end
SPX Return:+8%
GDP Growth:1.9%
Fed Rate:3.75%
Bull Case: Productivity Boom
20%
AI-driven productivity surge, fiscal restraint, strong earnings growth
SPX Return:+22%
GDP Growth:3.2%
Fed Rate:4.25%
Bear Case: Hard Recession
20%
Credit crunch, labor market collapse, emergency Fed cuts, fiscal crisis
SPX Return:-18%
GDP Growth:-1.2%
Fed Rate:2.5%
Tail Risk: Sovereign Debt Crisis
5%
Debt ceiling breach, sovereign downgrade, dollar crisis, flight to gold/Bitcoin
SPX Return:-35%
GDP Growth:-3.5%
Fed Rate:0.25%
Base Case: Soft Landing - Detailed Metrics

Probability

55%

S&P 500 Return

+8%

Bond Return

+4%

Gold Return

+6%

USD Change

-2%

GDP Growth

1.9%

Inflation (CPI)

2.7%

Unemployment

4.5%

Deficit/GDP

6.3%

Kevin M. Warsh

Nominated Federal Reserve Chair (Start Date: May 15, 2026*) • Former Fed Governor (2006-2011) • Financial Crisis Expert

Fed Chair NomineeFederal ReserveFinancial StabilityMonetary Policy

Nominated as Federal Reserve Chair

President Trump nominated Kevin Warsh to serve as Chair of the Federal Reserve, with a scheduled start date of May 15, 2026, pending Senate confirmation. The nomination has received wide acclaim from financial markets and policy experts.

White House Announcement* Pending Senate Confirmation
Background & Expertise
Key perspectives from Federal Reserve service

Kevin Warsh served as a member of the Board of Governors of the Federal Reserve System from 2006 to 2011, during one of the most tumultuous periods in modern financial history. As a key architect of the Fed's crisis response, he played a central role in designing and implementing emergency lending facilities that helped stabilize the financial system during the 2008 crisis.

His tenure encompassed the collapse of Bear Stearns and Lehman Brothers, the implementation of quantitative easing, and the fundamental transformation of central banking practices. Warsh's perspectives on financial stability, monetary policy effectiveness, and the proper role of central banks continue to influence policy debates today.

In January 2026, President Trump nominated Warsh to serve as Federal Reserve Chair, with a scheduled start date of May 15, 2026, pending Senate confirmation. His nomination comes at a critical juncture as the U.S. faces a national debt exceeding $36 trillion (~125% of GDP), elevated interest rates near 4%, and debt service costs consuming approximately 24% of federal revenue. His crisis-tested experience and advocacy for financial discipline make him a significant choice for navigating these fiscal challenges.

Financial Stability Priority

Advocates for financial stability as a core central bank objective, emphasizing early intervention and clear policy frameworks.

Market-Oriented Solutions

Favors market-based mechanisms over excessive regulation, while recognizing the need for robust oversight during crises.

Policy Transparency

Emphasizes clear communication and forward guidance as essential tools for central bank effectiveness.

Crisis Preparedness

Stresses the importance of pre-positioned crisis tools and flexible policy frameworks to respond to unforeseen shocks.

Context: Kevin Warsh's perspectives are particularly relevant for institutional investors and policymakers analyzing the current U.S. fiscal situation. His firsthand experience managing financial crises and implementing unconventional monetary policy provides valuable frameworks for understanding today's debt sustainability challenges and potential policy responses.

Economic & Fiscal Dashboard
Comprehensive analysis of U.S. economic indicators, national debt, and fiscal projections
GDP Growth
1.9%
Decelerating
Unemployment
4.5%
Rising slowly
Inflation
2.65%
Near target
National Debt
$36.2T
$106,471 per capita
Debt/GDP
122.0%
Critical level
Interest Cost
$950B
3.2% of GDP
Combined Economic & Fiscal Overview
Key metrics showing the relationship between economic performance and national debt

Current State (2025):

  • • National debt: $36.2T (122% of GDP) - highest since WWII
  • • GDP growth: 1.9% - decelerating from 2.8% in 2024
  • • Unemployment: 4.5% - rising from recent lows
  • • Annual interest: $950B - 3.2% of GDP, third largest budget item